Tenger Financial Group

Portfolio

TenGer is a regional family of companies, which includes XacBank, XacLeasing, XacSecurity, TenGer Solutions, TenGer Insurance, TianRong and TenGer Capital built to provide fair access to broad financial services to our Customers.

XacBank	XacLeasing	XacSecurity	TenGer Insurance	TianRong	TenGer Capital
Commercial Banking	Leasing Services	Physical Security Services	General Insurance	Micro CreditCompany (China)	Investment Banking

On September 3^rd, 2012, TenGer established the first Sino-Mongolia Micro Finance Institution along with four other investors such as IFC. With the combined international microfinance knowledge and experience of its investors, TianRong is in a unique position to lead in the microfinance sector in Xinjiang and elsewhere in Central Asia.

Principles	People, Planet and Profit
Name	TenGer Financial Group LLC
Purpose	provide equitable access to inclusive financial services
Established	October 2001
Location of Head Office	Central Tower, Room 508, 2 Sukhbaatar Square, SBD-8 Ulaanbaatar-14200, Mongolia
Board of Directors	Chairman: Chuluun Ganbold Local: 4 out of 9 International: 5 out of 9
Female Board Members	3 out of 9 (33%)
Senior Management	CEO: Bold Magvan Managing Director: Amartuvshin Hanibal
Description of Business	diversified financial services holding company, banking, insurance, leasing, investment advisory, mortgage, and commercial and consumer finance
Number of Subsidiaries	7
Type of Company	Limited liability company (private)
Currency Units	Mongolian Togrog (₮ or MNT)
Total Assets	MNT 1,124 billion or USD 807 million (as of December 31, 2012)
Number of Employees	1,769 (consolidated as of December 31, 2012) 1,932 (including those on maternity leave)
Average Age of Employees	30 years old
Employee Gender Balance	57% female and 43% male